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Insurance Coverage

For over 20 years, Danny Howell has represented insurers and policyholders in coverage disputes, defended insurers in coverage litigation and bad faith actions, provided coverage opinions in complex areas of insurance law, and helped carriers evaluate changes in policy language.  Danny has particular expertise in evaluating and litigating coverage disputes in the areas of construction insurance, professional liability insurance, directors and officers policies, and insurance coverage for private accreditation agencies and other nonprofit corporations.  


Representative cases reported on LEXIS include Minn. Lawyers Mut. Ins. Co. v. Protostorm, LLC, 2016 U.S. Dist. LEXIS 81888 (E.D. Va. June 22, 2016) (granting insurer summary judgment in $5 million dispute over endorsement limiting coverage for acts or omissions occurring before a specified date); Minn. Lawyers Mut. Ins. Co. v. Antonelli, 355 Fed. Appx. 698 (4th Cir. Dec. 9, 2009) (abuse of discretion not to hear insurer’s declaratory judgment action involving defense duties in a lawsuit arising out of the $600 million Blackberry settlement, where decision was limited to “eight corners” of the policy and the complaint); 2010 U.S. Dist. LEXIS 122836 (E.D. Va. Nov. 18, 2010) (on remand) (summary judgment granted to insurer declaring no duty to defend because business enterprise exclusion precluded coverage); Builders Mut. Ins. Co. v. Wallace, 2012 U.S. Dist. LEXIS 129534 (E.D. Va. Aug. 20, 2012) (granting default judgment against insured and declaring that insurer had no duty to defend).

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